| Coverages
While many insurers restrict or exclude coverage for JCC
& Jewish Federation activities, we offer broad coverage
for a range of exposures, including:
• Abuse and
Molestation
• Medical
Payment Coverage up to $5,000
• Property
Damage
• Risk
Management Services
• Customized
Coverages
Abuse and Molestation
We provide all JCOs in our program with at least $1 million
of abuse and molestation coverage. At all times, your JCC
& Jewish Federation will be covered for and defended
against any liability involving these type of allegations.
When an umbrella or excess policy is purchased with
the package policy – Abuse and Molestation coverage
is provided through all layers up to $25,000,000.
Medical Payment Coverage up to
$5,000
With your involvement, we help you avoid lawsuits by paying
claimants for minor injuries incurred on JCC & Jewish
Federation premises. This includes, but is not limited to,
claims arising from athletics, camp and day-care programs.
Property Damage
We provide exceptionally broad property damage coverage,
including "blanket" coverage to accurately reflect
the activities of your JCC & Jewish Federation.
Risk Management Services
Our risk management services are specifically designed for
JCOs, are included in our pricing, and are the hallmark
of The Redwoods Group Insurance Program for JCOs. We'll
integrate our insight and expertise with your management
team by:
• Developing a series
of risk management workshops for your executive staff
• Training your staff
on hiring practices, child abuse prevention, camp counseling,
and safe driving
• Conducting an annual
risk management assessment, regular site visits, incident
analysis and claims reviews
• We're also committed
to reviewing our coverage and services regularly, ensuring
that they meet your challenging needs
Customized Coverages
Our program scope and coverage is customized to meet your
JCO’s needs.
• Building & Contents
• Blanket limits offered
• Agreed amount endorsement
• Crime
• Employee dishonesty
• Monies and securities/forgery
• General Liability
• Limited above-ground
pollution coverage for pools.
• Coverage for off-site
childcare.
• Employees and volunteers
covered as additional insureds.
• Medical payments,
including all activities conducted by the JCC & Jewish
Federation.
• Saddle animal liability.
• Watercraft.
• Abuse and molestation
coverage.
• Commercial Automobile
• Liability limit
of $1,000,000
• Umbrella Liability
• Sexual abuse coverage
available
• Boiler & Machinery
• Directors & Officers
Liability
|