The Redwoods Group Insurance Program for YMCAs

The safety of the people you transport is very important. Our highway system can be one of the most dangerous environments in the country, an environment over which you have virtually no control, an environment in which you cannot directly supervise your staff. Federal regulations require commercial driver’s licenses (CDLs) for drivers of vehicles that are designed to carry 15 or more passengers (several states have enacted more stringent statutes if children are involved). Even if a CDL is not required it is your responsibility to carefully select and monitor those who drive your vehicles so that the passengers are not exposed to unnecessary risk.

The following table may help you to select and maintain safe drivers. It should be applied to everyone who drives a vehicle on behalf of the JCC employees’ vehicles as well as those owned, leased, or rented. Motor vehicle records (MVRs) can generally be obtained from

your state’s Dept. of Motor Vehicles or Dept. of Licensing.

Individuals who transport people should be at least 21 years old. New hires under 25 should be accident and citation free. There are three types of violations… major, significant, and minor. A major violation should preclude an individual from driving for your association. Significant violations should be used in conjunction with age and length of employment to evaluate a driver’s acceptability. Minor violations, unless extensive, do not need to be considered in this process. Statistics have consistently shown increased accident rates for younger drivers and for drivers who are new to an organization. Drivers who exhibit disregard for traffic laws have historically caused or been involved in more frequent and more severe incidents than drivers who obey the laws.

POINT ASSIGNMENT
length of employment	age (inclusive)	major violations	significant violations
under 1 year = 4 pts	18 to 24 = 6 pts	1 or more = 15 points	3 or more = 15 pts
1 to 3 years = 2 pts	25 to 65 = 3 pts		2 = 9 pts
over 3 years = 1 pt	25 to 65 = 3 pts		1 = 4 pts
over 3 years = 1 pt	65 plus = 4 pts		0 = 0 pts
Minor violations such as parking tickets, improper equipment, and other non-moving violations need not be considered in this evaluation		DUI, DWI, OUI, OWI or refusing a test Driving with an open container of alcohol Reckless driving Hit and run Fleeing a police officer Racing Driving with suspended/revoked license Manslaughter/felony death by motor vehicle	Speeding Improper lane change Failure to yield right-of-way Failure to obey traffic signal Failure to obey a traffic sign License suspension At-fault accident
36 month evaluation period for traffic violations and accidents
POINT EVALUATION
4-5 = EXCELLENT 6-9 = GOOD 10-13 = ADEQUATE 14-16 = MARGINAL do not hire - place on probation 17 or more = POOR do not hire - remove from driving

Please call us at 800-463-8546 to discuss this or any other risk management safety tip, or visit our web site at http://www.redwoodsgroup.com to learn more about JCC and Jewish Federations risk management issues.