The Redwoods Group Insurance Program for YMCAs
Risk Management Alert

Topic: What is an RMA?

The Redwoods Group has partnered with the non-profit community for many years providing both insurance products and risk management services that are designed to keep an organization's members, program participants, and guests safe. One frequently used risk management tool is the Risk Management Alert or RMA.

An RMA is a short, focused look at a small portion or segment of YMCA's programming or operations that is designed to reduce injuries and losses. Its origin may be found in something that our staff has repeatedly noticed during site visits, in a query from a YMCA, or in an upcoming seasonal activity. Typically it will do some or all of the following:
  • identify potential challenges and pit-falls
  • voice critical, pertinent questions
  • cite appropriate examples or data
  • list applicable products: manufacturer, specific product, and website or telephone information
  • provide practical ways to modify the protocol or activity to reduce the potential for injury or loss
  • suggest ways to mitigate loss that does occur
  • offer similar, safer alternative programming or activities to replace the more dangerous one
  • Although RMAs will be the most frequent type of communication that you receive from our Risk Management Department, one of the following specialized derivatives might be utilized.
    Risk Management Topics (RMTs), while similar to RMAs, are more comprehensive. They either provide more detail than their RMA counterpart or address a topic that cannot be satisfactorily summarized in the limited one-page format of an RMA.

    Lessons in the News are drawn from current events. They cite a news article (either in a rewritten or redacted form so the involved organization is not easily identified) and use it as the basis of a lesson in what to do and not do in similar circumstances. These may relate triumph or tragedy in nearly any topic or activity but will either involve a YMCA or an organization with similar programming or operations.

    Transportation Alerts, Abuse Alerts, and Aquatic Alerts are similar to Lessons but they are more focused in that they draw from a current event in the named arena. The events are restricted to items that
    • have occurred in a YMCA
    • relate a preventable tragedy
    • have education value...i.e., are not provided just as news or for shock value but are presented to teach a lesson that may prevent similar occurrences
    The risk management informational tools cited above are meant to inform you of exposures to your organization and members. Please share them with your colleagues and associates...if you know of others who may benefit from receiving them, we will be happy to add their name and email address to our distribution list (which is not sold or shared with others). If you have a pertinent news article or a topic suggestion, please contact your Redwoods Group Risk Manager.

    Please call us at 800-463-8546 to discuss this or any other risk management safety concern, or visit our web site at www.redwoodsgroup.com to learn more about YMCA risk management related issues.

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    Privacy Policy | DISCLAIMER
    (c) The Redwoods Group, 2005
    Risk Management services are provided by The Redwoods Group to assist the insured in fulfilling its responsibilities for the control of potential loss-producing situations involving their YMCA operations. The information contained is not intended as legal advice; it simply represents trends in the YMCA industry, related industries and/or law. Laws and suggested standards are under constant review by courts, states and trade groups. They can be vastly different in each jurisdiction. For legal advice relating to any subject addressed, YMCAs are advised to seek the services of a local personal attorney. The information is provided "AS IS" without warranty of any kind and The Redwoods Group expressly disclaims all warranties and conditions with regard to any information contained, including all implied warranties of merchantability and fitness for a particular purpose. The Redwoods Group assumes no liability of any kind for information and data contained or for any course of action you may take in reliance thereon.
    released 1/17/06