Insurance Coverages

Redwoods offers the following coverages for YMCAs, non-profit camps, and Jewish organizations (specifically, Jewish Community Centers, Federations, Family & Child Services agencies, and Day Schools).


General liability, property, auto and more.
How to submit an application.

Workers’ Compensation

Coverage for your employees.
How to submit an application.
Workers’ Compensation Underwriting FAQ’s

Directors and Officers (D&O)

Liability protection for board volunteers and directors.
How to submit an application.

Key Insights Based on our Experience

Abuse and Molestation

We do not put a sublimit on abuse and molestation. Our customers carry at least $1 million of abuse and molestation coverage or much more if they want it. We do this because after your most traumatic incidents, we want to help make sure your focus is on people, not on payment.

Discretionary Medical Payments Coverage

Our experience shows that paying medical expenses incurred from injuries at your facility or in your program reduces the likelihood of a lawsuit. These claims often come from athletics, camps and daycare programs.

Property Damage

This is an area where we find exceptionally broad coverage is important. We also include blanket coverage that accurately reflects your programs.